Business Ideas to Start with Ksh 20,000
30 businesses you can start with Ksh 20,000 or less.
Online & Digital
YouTube Channel / Vlogging
Capital: Varies
ROI: Ksh 20,000/mo
Anywhere
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Online & Digital
Freelance Writing
Capital: Varies
ROI: Ksh 50,000/mo
Home-based, Anywhere with internet
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Food & Beverage
Homemade Strawberry Jam
Capital: Ksh 750
ROI: Ksh 5,000/mo
Home kitchen
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Arts & Crafts
Jewellery from Bones
Capital: Ksh 1,010
ROI: Ksh 20,000/mo
Home-based workshop
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Arts & Crafts
Crafts & Soap Making
Capital: Ksh 1,500 - 3,000
ROI: Ksh 15,000/mo
Home-based
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Retail & Trade
Selling Wall Papers
Capital: Ksh 1,800
ROI: Ksh 30,000/mo
Online, Urban households
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Food & Beverage
Home-Based Food/Catering Business
Capital: Ksh 2,000 - 5,000
ROI: Ksh 20,000/mo
Home kitchen, Targeting bachelors in estates
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Beauty & Personal Care
Perfume Refilling Business
Capital: Ksh 3,000 - 22,000
ROI: Ksh 30,000/mo
Beauty shops, Online
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Arts & Crafts
Beaded Sandals and Handbags
Capital: Ksh 3,870
ROI: Ksh 30,000/mo
Home-based, Online
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Agribusiness
Kiwano Melon Farming
Capital: Ksh 5,000 - 15,000
ROI: Ksh 30,000/mo
Ruai, Kitengela
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Agribusiness
Thorn Melon Farming
Capital: Ksh 5,000 - 15,000
ROI: Ksh 30,000/mo
Ruai, Kitengela
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Services & Consulting
Professional Nanny Recruitment
Capital: Ksh 5,000 - 20,000
ROI: Ksh 40,000/mo
Urban markets, Working middle-class areas
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Entertainment & Events
Clown/Entertainer Business
Capital: Ksh 5,000
ROI: Ksh 100,000/mo
Kids parties, Corporate events
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Finance & Trading
Forex Trading
Capital: Ksh 5,000 - 50,000
Home-based
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Services & Consulting
House-Help / Maid Bureau
Capital: Ksh 5,000 - 20,000
ROI: Ksh 50,000/mo
Urban centers, Areas with working professionals
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Agribusiness
Cape Gooseberry Farming
Capital: Ksh 5,000 - 20,000
ROI: Ksh 250,000/mo
Warm areas supporting two seasons a year
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Food & Beverage
Distributing Black Coffee
Capital: Ksh 6,600
ROI: Ksh 45,000/mo
Matatu termini, Busy morning/evening streets
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Agribusiness
Rabbit Farming
Capital: Ksh 10,000 - 50,000
ROI: Ksh 30,000/mo
Anywhere in Kenya (with predator protection)
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Services & Consulting
Consultancy Business
Capital: Ksh 10,000 - 100,000
ROI: Ksh 80,000/mo
Central business districts, Online
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Services & Consulting
Nanny Training School
Capital: Ksh 10,000 - 50,000
ROI: Ksh 30,000/mo
Accessible urban/suburban zones
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Agribusiness
Chia Seeds Farming
Capital: Ksh 10,000
ROI: Ksh 50,000/mo
Farmlands with suitable climate
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Retail & Trade
Selling Women's Handbags
Capital: Ksh 10,000
ROI: Ksh 40,000/mo
Online, Offices
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Arts & Crafts
Making Beads from Polymer Clay
Capital: Ksh 11,800
ROI: Ksh 30,000/mo
Home-based
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Retail & Trade
Car Boot Sales
Capital: Ksh 12,000
ROI: Ksh 30,000/mo
Crowded places, Busy streets
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Services & Consulting
Shoe Shining
Capital: Ksh 15,000 - 30,000
ROI: Ksh 90,000/mo
Nairobi CBD, High foot traffic zones
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Agribusiness
Kiwi Fruit Farming
Capital: Ksh 15,000 - 30,000
ROI: Ksh 83,000/mo
Uasin Gishu, Nakuru
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Manufacturing & Production
Biodiesel Manufacturing
Capital: Ksh 20,000 - 50,000
ROI: Ksh 200,000/mo
Small backyards, Refineries
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Security & Technology
Home Surveillance Solutions
Capital: Ksh 20,000 - 50,000
ROI: Ksh 60,000/mo
Homes with nannies, Young mothers demographic
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Manufacturing & Production
Paper Bag Production
Capital: Ksh 20,000
ROI: Ksh 40,000/mo
Near retail stores, Supermarkets
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Beauty & Personal Care
Executive Barbershop
Capital: Ksh 20,000 - 200,000
ROI: Ksh 60,000/mo
Highly accessible locations, Residential centers
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